Yesterday I went to a mall near my house. While walking crossing the alley in front of one supermarket inside the mall, a sales promotion girl offered me a credit card. It is new issuer because I’ve never heard about this company before. Usually when I get this offer I will ask the sales what benefit which I will get from that credit card offered. If it wouldn’t give me any benefit then why I apply a new credit card because I’ve more than ten credit cards in my pocket. She told about balance transfer. I still didn’t know what is that mean so she explained a little bit in front of me. Balance transfer is a mechanism that a credit card has to move the debt from one credit card issuer into another issuer. This will delay the payment that billed to you at due date. It can be delayed in a month in average. Every credit card has this facility but the new issuer usually charge an interest when we do this. But in her promotion she offered me free interest balance transfer credit cards. I could move one Read the rest of this entry »

Learning from the expert is always nice idea to do something in right way because learning from other people is really nice better than learning from personal experience. We will not able to be smarter if we do not want to learn from other source. We can learn from our friend, our teacher and other people who understand it first. There are many things which we know as basic because without basic primary knowledge we will not able to take advance knowledge if we do not have basic knowledge. I learn this way from my friend when I want to learn about buying nice product with reachable price. The great thing about this learning is in the end I can get good product with small price. I learn from my friend who is a constructor in building. So he knew the place where people can get good product with good price also. He referred me to the online merchant which has good product in rug. Yes, I find a good rug for my house because I want to decorate our new house before I married. There are many products which various qualities which I can choose and buying cheap rugs product is in my mind as good scenario because I have limited budget. Rug is a good product for our floor because without it we will not have comfortable living room. There are many models of rug which we can choose and the model chosen is depending on the pattern of the house and the style of your room Read the rest of this entry »